Can You Get A Mortgage During A Divorce?

We’re going to preface this post with the fact that we are not attorneys. This is not legal advice. If you are considering filing for divorce, we highly recommend seeking legal council and speaking with a divorce attorney.

However, we are licensed loan originators in the State of Florida and mortgage experts. This post will be speaking directly from the mortgage side of the equation.

Simply put… Yes! You can qualify for a mortgage for a purchase or a refinance for a divorce.

There is a caveat to that yes. The State of Florida is a homestead state. In a homestead state, your spouse must sign off at the closing table acknowledging that you are taking out a lien on your primary residence. If your (soon to be ex) spouse does not sign at the closing table, you cannot close on that mortgage.

As always, if you have any questions about the mortgage process or would like to start a loan application, please contact Chissell Mortgage Group at (727) 376-6900.